Banka Kombëtare Tregtare

The history of Banka Kombëtare Tregtare Sh. a (BKT) starts from November 29th, 1925, with the establishment of National Bank of Albania, the institution that created the first national monetary system in Albania. BKT is the oldest and largest bank in Albania in term of total assets approximate 25%, recognized for its strong growth, solid financial foundations, and commitment to innovation. With a broad network, a skilled workforce, and a diverse portfolio of banking services, BKT serves a wide customer base across retail, corporate, and institutional segments. The bank continues to strengthen its market position through customer-centric development, digital transformation, and sound governance, maintaining stability while supporting economic progress in Albania. BKT sole shareholder is Çalık Holding, founded in 1981 in Istanbul, which operates in various sectors including energy, construction, textiles, mining, and finance. Banka Kombëtare Tregtare Sh. a (BKT) also has a subsidiary, BKT Kosovo, and owns an electronic money institution, BKT Pay.